Take control of your finances.
Bhend Law Office can help you navigate complex financial situations, including Chapter 7 and Chapter 13 bankruptcy.
Our new address is 2230 East 32nd Street, Ste. 201 Joplin, MO 64804 on the second floor of Mid Missouri Bank.
Is Bankruptcy right for you?
Bankruptcy itself refers to an instance in which a person or business cannot repay their debts. The process was created to help protect you from creditors, and allow you to make a fresh start. We offer services on both chapter 7 and chapter 13 versions of bankruptcy filing.
Chapter 7
Chapter 7 bankruptcy is a liquidation bankruptcy. It is the type of bankruptcy most people think of when they think of bankruptcy. In Chapter 7 you list all of your assets and all of the people that you owe money to. If there are any of your assets that can be sold to pay down your debts it will happen.
Chapter 13
Chapter 13 bankruptcies are repayment bankruptcies. This may be preferable if you don’t qualify for Chapter 7, or have assets that you don’t wish to liquidate. A Chapter 13 bankruptcy can provide a person who is faced with a foreclosure the opportunity to catch up on their mortgage over a period of time as opposed to bringing a mortgage current immediately.
What Bhend Law Office will do for you
What Bhend Law Office will do for you
• Explain the bankruptcy process to you and how it could benefit you.
• Tailor a bankruptcy plan to your specific needs.
• End wage garnishments.
• Guide you along a path to an improved credit score.
• Help you avoid foreclosure.
Who we are
Jonathan was born and raised in Joplin, Missouri. He graduated from Joplin High School before attending the University of Missouri at Columbia where he earned his bachelor’s degree. Jon then attended law school at the University of Missouri, Kansas City where he obtained his Juris Doctorate in 2002.
Jonathan practiced in Kansas City for a few years before he moved back to Joplin where he ultimately opened his own practice. The main focus of his practice is in bankruptcy law, specifically chapters 13 and 7. In addition to his private practice, Jonathan is also the Public Defender at the municipal court for the city of Joplin.
Jon and his wife Pam, who is also a lawyer, are proud parents of two young sons.
Misconceptions
Some common misconceptions about bankruptcy include the belief that it permanently ruins your credit or that you’ll lose all your assets; in reality, bankruptcy can offer a fresh start, and many assets may be protected depending on the type of bankruptcy file.
Contact
If you have questions about bankruptcy and need guidance on which type to file, don’t hesitate to reach out. I’m here to help you navigate the process and find the best solution for your needs.